Why we picked it
This comparison service starts with your ZIP code and a short set of questions about your home and current coverage, then matches you against a network of more than 90 insurance partners. That breadth is the point. Home insurance pricing varies wildly between carriers for the same house, and the only way to find the outliers in your favor is to query many at once. The service also surfaces switching and loyalty discounts where they apply. It is free, takes a few minutes, and there is no obligation, which makes it an easy annual habit.
Pros and cons
Pros
- Compares quotes from more than 90 partners
- Surfaces switching and loyalty discounts
- Takes a few minutes starting with a ZIP code
- Free with no obligation to switch
Cons
- You answer a multi step form before seeing quotes
- Final pricing depends on each insurer's underwriting